Guides
How the CSBFP, BDC and bank term loans divide Canadian files
Enterprise loan options in Canada split three ways: the CSBFP guarantee, BDC term loans and chartered bank facilities each fit a different file.
Topic
enterprise loan options
Features
Prairie equipment financing and the harvest cycle, explained for Manitoba and Saskatchewan
Prairie farm equipment financing in Canada: how FCC, MASC Direct Loans, Canadian Agricultural Loans Act guaranteed bank loans and dealer finance such as John Deere Financial time repayment to the Manitoba and Saskatchewan harvest.
Rules
Quebec's French loan documents, what a bilingual borrower must check before signing
Enterprise loan options in Quebec carry French language duties. Check the Charter rules, Investissement Quebec terms and both contract versions before you sign.
Features
Seasonal operating lines: Canadian enterprise loan options
Canadian enterprise loan options for seasonal tourism and fishing: how an operating line is sized, backed, repaid, and what the CSBFP line costs.
Costs
EDC and US lenders compared for Canadian exporters carrying currency risk
Enterprise loan options for Canadian exporters: how EDC guarantees, US bank facilities and hedging costs compare when currency risk hits margins.
Guides
Do federal northern loan programs fit Yukon, NWT and Nunavut transport costs?
Enterprise loan options in Yukon, NWT and Nunavut must price freight and missing collateral, because southern underwriting rules rarely fit northern files.
Features
How enterprise loan options reprice in Alberta
Enterprise loan options in Alberta reprice off the Bank of Canada rate, margins and advance rates. What resets at renewal and what to renegotiate first.
Rules
Enterprise loan options: 3 checks before closing
Enterprise loan options deserve three US closing checks: written terms, an all-in borrowing-cost calculation, and a documented route for lender complaints.