Prairie farm equipment financing in Canada: how FCC, MASC Direct Loans, Canadian Agricultural Loans Act guaranteed bank loans and dealer finance such as John Deere Financial time repayment to the Manitoba and Saskatchewan harvest.
Enterprise loan options in Alberta reprice off the Bank of Canada rate, margins and advance rates. What resets at renewal and what to renegotiate first.
Invoice financing checklist for running a facility: what to do before the first submission, on every invoice, weekly, monthly, quarterly, and at the exit.
Invoice financing rules span four relationships, each with its own rulebook: characterisation, filing, licensing and disclosure, and how to check where you sit.
Startup loans requirements: the five substitutes examined in place of a trading record, what evidences each, and the preparation to do before any call.
Startup loans compared on four axes against equity, customer money and asset finance, with a way to match the instrument to what the money actually does.
Three merchant cash advance paths for one cafe: a dated fit-out, a winter shortfall, and a second advance that stacks two holdbacks on one stream of card sales.
Equipment financing mistakes in the paperwork: the quote, agreement, UCC filings, acceptance certificate and end-of-term notice, with what to check in each.