Reviews
SBA loans requirements: programs, forms and eligibility
SBA loans requirements start with the right SBA program, a size test and the forms a lender collects. Here is what a 7(a), 504 or microloan file must satisfy.
Archive
September 2026
Guides
SBA loans: 7(a) guarantee and selected fee tiers
SBA loans: who the 7(a) guarantee protects, selected guarantee-fee tiers, and how lenders negotiate rates subject to SBA maximums.
Rules
Term loans mistakes: nine errors from sizing the request to closing the file
Nine term loan mistakes in the order they happen, from sizing the request through covenants, prepayment, refinancing and closing the lien file out.
Costs
Term loans comparison: four things to normalise before offers mean anything
Term loans comparison: the four things to normalise before two offers mean anything, a grid to run them through, and what decides a close result.
Rules
Reviewing a loans by industry claim before you believe it
Loans by industry: how to review a claim aimed at your trade, turn it into questions for a call, and read the offer that follows in the right order.
Reviews
How to Think About Loans by Industry Comparison
Loans by industry comparison: what is identical across every trade, the six features that genuinely differ, and how the same question looks to a lender.
Industry
Loans by industry mistakes: six offer-sheet checks
Loans by industry mistakes that show on the offer sheet: how repayment is taken, annual cost, pre-revenue months, retention, term and a decline letter.
Industry
Business Credit Records, Lender Policies and Filing Rules
How business credit records, federal consumer protections, lender policies and UCC filings shape financing, plus where state commercial-financing rules fit.
Guides
Loans by credit profile review: audit your records
Loans by credit profile review is an owner audit of personal and business credit files, UCC filings, and loan covenants to check before financing.
Guides
SBA loan vs term loan for a delivery van: how they differ
SBA loan vs term loan for a delivery van: how maturity, guaranty, fees, paperwork and personal guarantees differ, and which fits the van's working life.
Guides
SBA microloan vs bank term loan for a food truck: which one fits?
Compare SBA microloan caps, rates, and collateral rules against bank term loans for a food truck, including mobile-asset security and credit expectations.
Features
What a line of credit costs once the fees are counted
Lines of credit cost is set by your own behaviour, not the agreement. Where each charge lands, and why identical facilities cost different amounts.
Rules
Lines of credit checklist for after signing: dates, routine, exit
Lines of credit checklist for after signing: the dates to calendar, the monthly routine, the file to rebuild before renewal and the steps that close it cleanly.
Industry
The shape of a credit line balance reveals the business behind it
Lines of credit examples start with your own: what the shape of your balance over two years says about the business, and the patterns worth reading.
Reviews
Equipment financing review: an annual asset check
Equipment financing review: a yearly process for matching each agreement to its asset, checking key terms and planning the exit before the contract ends.
Guides
Equipment financing: three rulebooks and who governs what
Equipment finance agreements answer to three rulebooks. What each one decides, who keeps each rulebook, and how to check the position for your own deal.
Maintenance
Loans by credit profile examples: four illustrative blemishes
Loans by credit profile examples: four illustrative businesses, one credit blemish each, and the preparation that changed the outcome for each one.
Rules
Loans by credit profile mistakes: the complete list, checked
Loans by credit profile mistakes: nine errors made before, during and after borrowing on a marked record, and what to do instead of each of them.
Costs
File Prep for Loans by Credit Profile Requirements
Loans by credit profile requirements vary by product and lender. Check personal and business reports, dispute errors, and prepare your file before applying.
Maintenance
Loans by industry checklist: four cash-cycle dates
Use this loans by industry checklist to map construction, restaurant, and logistics cash cycles to financing options and prepare lender-ready records.
Costs
Loans by industry examples worth copying, and why
Loans by industry examples show real lenders and real borrowers, and the cash cycle each one fits. What to copy from invoice factoring, and what to check first.
Reviews
Loans by industry requirements in plain terms
Loans by industry requirements in three layers: the file every applicant provides, what your payment method adds, and what your sector's gatekeepers add.
Guides
How SBA loans fund marketplace startup revenue models in Texas
SBA loans marketplace startup Texas founders can use: how 7(a), 504 and microloans work, which Texas lenders fund them, and what lenders check.
Guides
Small business loans in Canada: security, documents and timing
Small business loans in Canada: how banks, credit unions, BDC and the CSBFP work, what security lenders take, and the documents a file needs to clear.
Costs
Questions to Ask Equipment Financing Lenders
Equipment financing lenders differ in how they assess assets, borrowers, and deal structure. Use these questions to check fit before discussing an offer.
Features
Equipment financing mistakes in the paperwork
Equipment financing mistakes in the paperwork: the quote, agreement, UCC filings, acceptance certificate and end-of-term notice, with what to check in each.
Guides
Equipment financing checklist, from first line to sign-off
Equipment financing checklist in sequence: the asset, the price, the money, delivery, the first month and the ending, with the dates to set today.
Features
Lenders for term loans: what each institution is actually built to do well
Term loan lenders sorted by what each institution type is built to do well, with named banks, credit unions and community lenders to compare.
Costs
What a lines of credit calculator can't price for you
A lines of credit calculator can't price a revolving facility, because the usage assumption is yours. Here are the variables, the formula and the usage test.
Guides
Nine lines of credit mistakes from application to closure
Lines of credit mistakes include limits, draw conditions, fees, guarantees, renewals, and liens. Review nine issues from application through account closure.
Maintenance
Lines of credit requirements: how lenders set the limit
Lines of credit requirements: how lenders size a limit from collateral, what they exclude, what you keep reporting, and the published terms of SBA-backed lines.
Features
Loans by credit profile: what a weaker file actually changes
A directory of business loan products sorted by credit profile, with typical terms, cost bands, lender types, and a checklist for comparing offers.
Guides
Loans by industry: five cash-flow pointers
Loans by industry: five cash-flow pointers on timing, repayment fit, retention, seasonality, and customer concentration risk.
Reviews
Term loans calculator: build a sheet that tests a payment
Build your own term loans calculator in a spreadsheet: eight inputs, PMT and RATE to test a quoted payment, then place each charge and cost the offer.
Industry
7 points on term loans rules that matter
Term loans rules live in your own stack of documents, not in a published code. A reading procedure: definitions first, then seven points before signing.
Costs
Ownership versus payment: what an equipment financing deal really turns on
Equipment financing turns on ownership: who holds title, what you own at the end, and how to set a term against the working life of the machine.
Reviews
Lines of credit: terms to review before signing
Lines of credit terms to review before signing, from revolving access and fees to draw conditions, clean-up provisions, collateral and lender questions.
Features
Term loans, matched to what they buy: amortisation compared against asset life
Term loans are the plainest instrument in business finance, so the errors are of shape: how amortisation behaves, and matching a term to what it buys.